Saving, saving, saving…

Posted September 9th, 2014 in Ume's Thought No Comments »

Ume in Perth

Life has been hectic for the last few months around me, but now things seem to be settling ok and I’m now little excited about what to come next…

My husband and I had the biggest shopping in our life recently, and we are now trying to stay on top of our budget each month.  We’ve created an excel sheet to record our spendings so we can keep an eye on what we spend and what we save on each month.  I actually like saving money – I’d say it’s a kind of my hobby.  When I started working in Japan, I was 15 years old who had several jobs and worked almost 7 days a week & went to a correspondence high school.  All I did in my last teens was saving money.  I didn’t really spend money on fashion and beauty.  I was quite different from my friends and other high school girls in Japan at that time who’s major interests were putting cute make-ups and buying trendy clothes.  My early childhood environment (family issue) was the biggest reason why I kept saving money, but also I had a dream to live overseas, especially in Australia in future, so I kept saving, saving, saving… till I graduated college in Osaka and flew to Perth.

After arriving Perth, I was more a spender than a saver as I was a student and only worked few hours a week at a Japanese restaurant.  There’s not particular reason to save money any more at that time as my goal had been achieved, but I also didn’t go nuts buying clothes and trendy stuff (well, it was rather difficult to do so in Perth anyway…)  Old habit of saving stayed in my vein!

So now, I’m trying to save each month again.  It’s bit hard now as I’m not the only person who is involved in this “saving”.  There are 3 other people (my family) and 2 of them are under 4 years old!   Any tips?  There are things I can’t save any further (e.g. council rate etc) so I’m focusing on food expenses, petrol, gas and electricity bills…  I wish I could get a day job to boost an income, but at the same time I also want to be there for my kids especially while they’re young.  Getting a part-time job will probably happen when they start going to pre-primary, and until then my job is to stay on top of our budget and also do a bit of baking for Bagelier… :p (bagels, anyone?)


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